Monese Review Buenos Aires 2026
Monese money services — used in Buenos Aires, Argentina
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Quick Facts
Using Monese in Buenos Aires
Monese is widely used by expats, international workers, and businesses in Buenos Aires who need to send money abroad without paying bank-level fees.
From Buenos Aires, you can send funds in 40+ currencies through Monese's app or website. Most transfers are processed within minutes to 1–2 business days depending on the destination.
Monese is available to residents of Argentina. Opening an account takes minutes — you'll need to verify your identity online before your first transfer.
Is Monese available in Argentina?
Yes. Monese is available to residents of Argentina and can be accessed from Buenos Aires. You'll need to complete identity verification (KYC) when opening your account. Visit the Monese website for the latest country availability.
What is Monese?
Monese was founded in London in 2015 by Norris Koppel, himself an Estonian immigrant who struggled to open a UK bank account without a UK credit history. Monese was built to solve exactly this problem — offering UK and EU accounts to anyone in Europe, regardless of their credit history, nationality, or immigration status. With 2 million+ customers across 31 countries, Monese provides a UK current account (sort code and account number), a European account (IBAN), multi-currency wallets, international money transfers, and a Mastercard debit card — all openable within minutes on a smartphone. Monese is regulated by the FCA in the UK and the FCA/Bank of Lithuania in Europe.
Key Features of Monese
UK + EU accounts
Get a UK sort code/account number AND a European IBAN from a single app.
No credit history required
Open an account regardless of your credit background, nationality, or immigration status.
Multi-currency wallets
Hold GBP, EUR, and RON in separate wallets and switch between them instantly.
International money transfers
Send money to 30+ countries at competitive rates with transparent fees.
Instant account opening
Full account in minutes — just your phone and a passport or national ID.
Mastercard debit card
Spend in 180+ countries and make contactless and online payments worldwide.
Monese Pros & Cons
Advantages
- The go-to account for new arrivals, immigrants, and expats in the UK and Europe
- No credit check — open an account with just a passport
- Both UK and European IBAN from one app
- Fast account opening — minutes, not days
- Regulated by FCA — safe and compliant
- Excellent for those previously refused by traditional banks
Disadvantages
- Savings rates not as competitive as bunq or Revolut
- No free plan — even the Starter plan has limitations
- Transfer fees higher than Wise for large amounts
- Limited investment or additional banking products
Who is Monese Best For?
Ready to get started with Monese?Available in Buenos Aires
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Frequently Asked Questions About Monesein Buenos Aires
Is Monese safe?
Monese is a regulated financial services provider. Digital Bank Networks only features regulated, vetted affiliates. Always review the provider's terms, fees, and regulatory status before transferring funds. CFD and forex trading carries risk — please read all risk disclosures before trading.
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