bunq Review Tokyo 2026
bunq money services — used in Tokyo, Japan
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Quick Facts
Using bunq in Tokyo
bunq is accessible to forex and CFD traders in Tokyo and Japan. You can open an account fully online with identity verification completed in minutes.
Traders in Tokyo use bunq for access to forex pairs, indices, commodities, and crypto CFDs with competitive spreads and a choice of trading platforms.
As a regulated broker, bunq accepts clients from Japan subject to local financial regulations. Leverage limits and product availability may vary by jurisdiction.
Is bunq available in Japan?
bunq accepts clients from many countries including Japan. Traders in Tokyo can open an account online. Note that leverage limits and product availability differ by jurisdiction due to local financial regulation (e.g., ESMA rules in the EU, ASIC rules in Australia).
What is bunq?
bunq was founded in Amsterdam in 2012 by entrepreneur Ali Niknam, who built the bank from scratch without any outside investment until profitability. bunq holds a full European banking licence from the Dutch Central Bank (DNB), meaning deposits are protected up to €100,000 by the Dutch Deposit Guarantee Scheme. Known as the "Bank of The Free," bunq is designed for digital nomads, expats, and entrepreneurs who live and work across borders. It offers multi-currency accounts in EUR, USD, and GBP, a high savings rate (4.17% APY), a metal travel card, automatic VAT saving for freelancers, and green banking features including tree planting for transactions. bunq was Europe's first profitable neobank.
Key Features of bunq
Multi-currency accounts
Hold EUR, USD, and GBP simultaneously in separate account spaces.
4.17% savings rate
Competitive savings interest paid monthly — one of the highest rates for an EU neobank.
Travel card (Metal)
Premium metal card with no foreign transaction fees and Apple/Google Pay.
Auto-save features
Set rules to save automatically — round-ups, percentage of income, or fixed amounts.
VAT saving (Easy Tax)
For freelancers and businesses: automatically set aside VAT from incoming payments.
Green banking
bunq plants trees as you spend — 1 tree per €100 spent on card.
bunq Pros & Cons
Advantages
- Full Dutch banking licence — EU deposit protection up to €100,000
- Among the highest savings rates of any European neobank (4.17%)
- Multi-currency in EUR, USD, and GBP from one account
- Unique features for freelancers (VAT saving, invoicing)
- Europe-wide coverage — 30+ EEA countries
- Sustainable banking with green features
Disadvantages
- Monthly fee — no permanently free plan (starts at €3.99/mo)
- Less well-known than Revolut or N26 in some markets
- App can feel feature-heavy for casual users
Who is bunq Best For?
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Frequently Asked Questions About bunqin Tokyo
Is bunq safe?
bunq is a regulated financial services provider. Digital Bank Networks only features regulated, vetted affiliates. Always review the provider's terms, fees, and regulatory status before transferring funds. CFD and forex trading carries risk — please read all risk disclosures before trading.
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Affiliate Disclosure: Digital Bank Networks is a comparison and review platform. Some links on this page are affiliate links — if you open an account through them, we may earn a commission at no additional cost to you. Our editorial opinions are independent and not influenced by affiliate relationships. Reviews are based on publicly available information and user feedback.
Risk Warning: Trading forex and CFDs involves significant risk of loss and may not be suitable for all investors. Past performance is not indicative of future results. Please ensure you fully understand the risks involved before investing.