Shanghai Digital Bank · Money Transfers · China
Compare money transfers providers available to Shanghai, China residents — with clear fees, features, and eligibility in one place.
Eligibility, pricing, and availability vary by provider, residency, and regulation in China. Confirm the terms directly with each provider before opening an account.
Up to three eligible picks for Shanghai, ranked from our verified partner directory for China. Availability in China and eligibility criteria are set by each provider.
Top Money Transfers Provider
Wise offers reliable money transfers services with competitive rates and global coverage.
Availability in China and eligibility criteria are determined by the provider. Check terms before applying.
View providerRemitly offers reliable money transfers services with competitive rates and global coverage.
Availability in China and eligibility criteria are determined by the provider. Check terms before applying.
View providerWorldRemit offers reliable money transfers services with competitive rates and global coverage.
Availability in China and eligibility criteria are determined by the provider. Check terms before applying.
View providerHow we pick: providers shown here come from our verified affiliate directory filtered by availability in Asia and China, competitive fees, multi-currency support, and user ratings. Rankings may include affiliate partners — see the disclosure below.
Local guide
Money transfer services let people in Shanghai, China send money abroad or receive it in CNY (Chinese yuan (renminbi)). The real cost is the fee plus the gap between the provider's exchange rate and the mid-market rate, so compare both.
Before you sign up in Shanghai
Domestic interbank transfers use CNAPS (large-value) or IBPS (internet banking payment, small-value, near-real-time). Cross-border RMB flows require additional documentation.
Sources: PBoC: payment system overview · SAFE: cross-border payment rules
15 providers to compare, including the three featured above.
Instarem offers instant international money transfers with competitive exchange rates, no hidden fees, and InstaPoints rewards on every transfer.
Zelle offers reliable money transfers services with competitive rates and global coverage.
Venmo offers reliable money transfers services with competitive rates and global coverage.
TransferGo offers reliable money transfers services with competitive rates and global coverage.
OFX offers reliable money transfers services with competitive rates and global coverage.
CurrencyFair offers reliable money transfers services with competitive rates and global coverage.
Paysend offers reliable money transfers services with competitive rates and global coverage.
Better rates are only the beginning — personal & business FX
WorldFirst-powered multi-currency accounts and transfers across 2,500+ cities and 200+ countries.
Award-winning FX specialist since 1996
Send money worldwide — fast, reliable, trusted
Digital wallet for online payments, money transfers and crypto.
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Common questions about money transfers in Shanghai
Compare the featured money transfers providers for Shanghai and open your account online.
Compare All ProvidersDisclosure: Digital Bank Networks is not a bank. We are an independent comparison platform. Some of the providers on this page are our affiliate partners, and we may receive compensation when you open an account through our links. This does not affect our ratings or rankings, which are based on independent analysis. All information is provided for educational purposes only. Please review each provider's terms and conditions before opening an account.