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Singapore Digital Bank · Digital Bank Accounts · Singapore

Best Digital Bank Accounts in Singapore

Compare digital bank accounts providers available to Singapore, Singapore residents — with clear fees, features, and eligibility in one place.

Eligibility, pricing, and availability vary by provider, residency, and regulation in Singapore. Confirm the terms directly with each provider before opening an account.

Featured Digital Bank Accounts Providers

Updated October 2026

Up to three eligible picks for Singapore, ranked from our verified partner directory for Singapore. Availability in Singapore and eligibility criteria are set by each provider.

Top Pick

Ally

4.7

Top Digital Bank Accounts Provider

Ally offers reliable digital bank accounts services with competitive rates and global coverage.

  • Global Access
  • Low Fees
  • Fast Setup

Availability in Singapore and eligibility criteria are determined by the provider. Check terms before applying.

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Axos

4.7

Axos offers reliable digital bank accounts services with competitive rates and global coverage.

  • Global Access
  • Low Fees
  • Fast Setup

Availability in Singapore and eligibility criteria are determined by the provider. Check terms before applying.

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Revolut

4.7

Revolut offers reliable digital bank accounts services with competitive rates and global coverage.

  • Global Access
  • Low Fees
  • Fast Setup

Availability in Singapore and eligibility criteria are determined by the provider. Check terms before applying.

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How we pick: providers shown here come from our verified affiliate directory filtered by availability in Asia and Singapore, competitive fees, multi-currency support, and user ratings. Rankings may include affiliate partners — see the disclosure below.

Local guide

Digital Bank Accounts in Singapore: what to know

A digital bank account lets people in Singapore open and manage an account from a phone, without visiting a branch. If you earn or spend in SGD (Singapore dollar), compare whether each provider gives you local account details or only an international IBAN.

Currency in Singapore
SGD · Singapore dollar
Local accounts in Singapore
Singapore does not use IBAN domestically: payments are made with the bank's code plus the bank-specific account number (typically 9 to 17 digits depending on the bank), and only international SWIFT wires go outside that scheme.
Payments in Singapore
FAST (Fast And Secure Transfers) provides 24/7 near-instant interbank transfers, with PayNow letting customers send SGD using just a mobile number, NRIC/FIN or company UEN, while GIRO handles recurring debits and credits and MASNET/TARGET-linked systems settle high-value payments.

Before you sign up in Singapore

Singapore does not use IBAN domestically: payments are made with the bank's code plus the bank-specific account number (typically 9 to 17 digits depending on the bank), and only international SWIFT wires go outside that scheme. Confirm the provider is authorised by Monetary Authority of Singapore (MAS) or passported into Singapore.

Sources: Monetary Authority of Singapore · MAS: Financial Institutions Directory · ABS: FAST and PayNow

All Digital Bank Accounts Providers in Singapore

More Financial Services in Singapore

Explore other banking categories available in Singapore

Digital Bank Accounts in Other Cities

Compare digital bank accounts providers across Asia

Frequently Asked Questions

Common questions about digital bank accounts in Singapore

Ready to Choose Your Digital Provider?

Compare the featured digital bank accounts providers for Singapore and open your account online.

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Disclosure: Digital Bank Networks is not a bank. We are an independent comparison platform. Some of the providers on this page are our affiliate partners, and we may receive compensation when you open an account through our links. This does not affect our ratings or rankings, which are based on independent analysis. All information is provided for educational purposes only. Please review each provider's terms and conditions before opening an account.