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Tokyo Digital Bank · Business Banking · Japan

Best Business Banking in Tokyo

Compare business banking providers available to Tokyo, Japan residents — with clear fees, features, and eligibility in one place.

Eligibility, pricing, and availability vary by provider, residency, and regulation in Japan. Confirm the terms directly with each provider before opening an account.

Featured Business Banking Providers

Updated October 2026

Up to three eligible picks for Tokyo, ranked from our verified partner directory for Japan. Availability in Japan and eligibility criteria are set by each provider.

Top Pick

Ramp

4.7

Top Business Banking Provider

Ramp offers reliable business banking services with competitive rates and global coverage.

  • Global Access
  • Low Fees
  • Fast Setup

Availability in Japan and eligibility criteria are determined by the provider. Check terms before applying.

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Wise Business

4.7

Wise Business offers reliable business banking services with competitive rates and global coverage.

  • Global Access
  • Low Fees
  • Fast Setup

Availability in Japan and eligibility criteria are determined by the provider. Check terms before applying.

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Revolut Business

4.7

Revolut Business offers reliable business banking services with competitive rates and global coverage.

  • Global Access
  • Low Fees
  • Fast Setup

Availability in Japan and eligibility criteria are determined by the provider. Check terms before applying.

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How we pick: providers shown here come from our verified affiliate directory filtered by availability in Asia and Japan, competitive fees, multi-currency support, and user ratings. Rankings may include affiliate partners — see the disclosure below.

Local guide

Business Banking in Tokyo: what to know

Business banking in Tokyo, Japan covers company accounts, payment cards for staff, invoicing and paying suppliers abroad. Freelancers, startups and exporters in Tokyo often use a digital business account alongside a local bank.

Currency in Japan
JPY · Japanese yen
Local accounts in Japan
A Japanese domestic transfer requires the recipient bank and branch, account type, account number, and account-holder name. Bank and branch codes are commonly used to identify the destination.
Payments in Japan
Domestic furikomi transfers use Japan’s nationwide Zengin network. Enter the recipient’s bank, branch, account type, number, and name exactly as supplied, then check the provider’s JPY processing window.

Before you sign up in Tokyo

Japan’s Payment Services Act contains the rules for Funds Transfer Service Providers. Confirm the provider’s legal status and the services it can offer in Japan before applying. Ask what company documents the provider needs for a business registered in Japan.

Sources: Japan Financial Services Agency · Japanese Payment Services Act · SBI Shinsei Bank: branch and account details

All Business Banking Providers in Tokyo

23 providers to compare, including the three featured above.

  • #4

    Qonto

    4.7

    Qonto offers reliable business banking services with competitive rates and global coverage.

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  • #5

    Airwallex

    4.7

    Airwallex is a leading global payments and financial platform for modern businesses, offering trusted solutions to manage everything from business account, payments, treasury, and spend management to embedded finance.

    View provider
  • #6

    Holvi

    4.7

    Holvi offers reliable business banking services with competitive rates and global coverage.

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  • #7

    WorldFirst

    Global payments for small businesses — 70+ currencies, no account fees

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  • #8

    Globe Digital Bank

    WorldFirst-powered multi-currency accounts and transfers across 2,500+ cities and 200+ countries.

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  • #9

    Currency Solutions

    Expert FX transfers for individuals and businesses

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  • #10

    Narvi

    EU business banking done better — Finnish IBAN, SEPA Instant & global transfers

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  • #11

    Wallester

    Virtual and physical corporate cards for business spending

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  • #12

    Payoneer

    Get paid globally. Pay suppliers. Grow your business.

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  • #13

    Airwallex Business Card

    Up to 2% cashback on every business purchase — physical & virtual Visa

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  • #14

    Silver Gold Bull

    Buy gold and silver bullion online — best price guaranteed

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  • #15

    Discover Hidden Money

    Recover up to 72% of lost subscription revenue — on autopilot.

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  • #16

    IG

    The world's No.1 CFD and spread betting provider

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  • #17

    Saxo Bank

    Premium multi-asset trading for serious investors

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  • #18

    AvaTrade Futures

    Trade commodity & index futures with a globally regulated broker

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  • #19

    Square

    Payments, point of sale and business banking in one

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  • #20

    Papaya Global

    Global payroll and employer of record

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  • #21

    FreshBooks

    Invoicing and accounting for small businesses

    View provider
  • #22

    Joiin

    Smarter financial reporting and consolidation for multi-entity businesses

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  • #23

    Dext

    Automate bookkeeping from receipts and invoices

    View provider

More Financial Services in Tokyo

Explore other banking categories available in Tokyo

Business Banking in Other Cities

Compare business banking providers across Asia

Frequently Asked Questions

Common questions about business banking in Tokyo

Ready to Choose Your Business Provider?

Compare the featured business banking providers for Tokyo and open your account online.

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Disclosure: Digital Bank Networks is not a bank. We are an independent comparison platform. Some of the providers on this page are our affiliate partners, and we may receive compensation when you open an account through our links. This does not affect our ratings or rankings, which are based on independent analysis. All information is provided for educational purposes only. Please review each provider's terms and conditions before opening an account.