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Best Payment Processing in London

Compare the top payment processing providers available in London, UK. Find the best rates, features, and services for your needs.

Verified Providers
Updated September 2026
0+ Providers Compared

Payment processing in London: UK-regulated market

Firms that execute payment services or issue electronic money in the UK must be authorised or registered by the Financial Conduct Authority (FCA) under the Payment Services Regulations or Electronic Money Regulations. Some firms also operate under banking licences.

London businesses choosing a processor should distinguish between merchant acquiring, payment facilitation and gateways, since each has different settlement times and fee structures. Firms using an EU-authorised entity should confirm what UK permissions it holds post-Brexit.

Before you commit, check:

  • Confirm the provider appears on the FCA register with a UK payment-services or e-money permission
  • Ask how funds are safeguarded and what happens to customer money if the firm fails
  • Compare settlement time, chargeback handling and total processing cost

No verified Payment Processing partners for London yet

We currently have no verified affiliate partners in this category that meet our availability criteria for London, UK. We do not list providers we cannot verify, and we never use placeholder links.

Use the sourced market guidance above to evaluate providers directly with the national regulator and each provider before opening an account.

More Financial Services in London

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Frequently Asked Questions

Common questions about payment processing in London

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Disclosure: Digital Bank Networks is not a bank. We are an independent comparison platform. Some of the providers on this page are our affiliate partners, and we may receive compensation when you open an account through our links. This does not affect our ratings or rankings, which are based on independent analysis. All information is provided for educational purposes only. Please review each provider's terms and conditions before opening an account.

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