Compare the top white-label banking providers available in London, UK. Find the best rates, features, and services for your needs.
White-label or "banking-as-a-service" arrangements in the UK ultimately rest on a regulated entity: either a bank with a Part 4 permission or an FCA-authorised e-money/payment institution whose clients front its licence. A brand without its own permission cannot hold customer money directly.
London fintechs and retailers evaluating white-label banking should check which regulated entity sits behind the offer, whether it is a UK bank or an e-money institution, and how safeguarded-account protections differ from bank deposit protection (FSCS).
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Use the sourced market guidance above to evaluate providers directly with the national regulator and each provider before opening an account.
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Disclosure: Digital Bank Networks is not a bank. We are an independent comparison platform. Some of the providers on this page are our affiliate partners, and we may receive compensation when you open an account through our links. This does not affect our ratings or rankings, which are based on independent analysis. All information is provided for educational purposes only. Please review each provider's terms and conditions before opening an account.