Compare the top payment processing providers available in New York, USA. Find the best rates, features, and services for your needs.
In New York, money transmitters must be licensed by the New York State Department of Financial Services (NYDFS) under Article 13-B, and virtual-currency businesses fall under the state's virtual currency framework. Payment processors that do not transmit money may instead register federally, but transmitting funds for New Yorkers triggers the state licence.
New York merchants should clarify whether a prospective processor is acting as a merchant acquirer, payment facilitator (PayFac) aggregating funds, or a money transmitter, since each model carries different timing of settlement and responsibility for funds in transit.
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Use the sourced market guidance above to evaluate providers directly with the national regulator and each provider before opening an account.
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