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Swap Without Holding Funds on an Exchange

ChangeNOW Review 2026

Non-custodial instant exchange for swapping hundreds of cryptocurrencies without holding funds on a platform.

4.3
Est. 2017

*Affiliate disclosure: We may earn a commission if you open an account via our link, at no extra cost to you.

Quick Facts

Launched2017
CustodyNon-custodial
AssetsHundreds
RatesFloating or fixed
Our rating
4.3

What is ChangeNOW?

ChangeNOW is an instant cryptocurrency exchange that launched in 2017. It lets users swap between hundreds of coins and tokens without keeping balances on the platform: you send one asset and receive another directly to your own wallet. It also offers fiat on-ramps through partners, fixed-rate swaps, a mobile app and a wallet. Larger transactions may be subject to verification checks.

Key Features of ChangeNOW

Instant swaps

Exchange one crypto for another in a few steps.

Non-custodial

Funds arrive directly in your own wallet.

Fixed-rate option

Lock the rate at the start of a swap.

Fiat on-ramp

Buy crypto with cards through partners.

Mobile app and wallet

Swap and store on the go.

Wide coin support

Hundreds of coins and tokens across chains.

ChangeNOW Pros & Cons

Advantages

  • No exchange account balance to manage
  • Large selection of assets
  • Fixed-rate swaps available
  • Simple interface

Disadvantages

  • Rates include a spread β€” compare before large swaps
  • Some transactions can be held for checks
  • Not designed for active trading

Who is ChangeNOW Best For?

Quick wallet-to-wallet swapsSelf-custody usersSwapping less common tokens

Ready to get started with ChangeNOW?

Open your account today and take advantage of everything ChangeNOW has to offer.

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Frequently Asked Questions About ChangeNOW

Is ChangeNOW safe?

ChangeNOW is a regulated financial services provider. Digital Bank Networks only features regulated, vetted affiliates. Always review the provider's terms, fees, and regulatory status before transferring funds. CFD and forex trading carries risk β€” please read all risk disclosures before trading.

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Affiliate Disclosure: Digital Bank Networks is a comparison and review platform. Some links on this page are affiliate links β€” if you open an account through them, we may earn a commission at no additional cost to you. Our editorial opinions are independent and not influenced by affiliate relationships. Reviews are based on publicly available information and user feedback.

Risk Warning: Trading forex and CFDs involves significant risk of loss and may not be suitable for all investors. Past performance is not indicative of future results. Please ensure you fully understand the risks involved before investing.