Compare the top white-label banking providers available in Tokyo, Japan. Find the best rates, features, and services for your needs.
Japanese law requires that deposit-taking and most payment services be performed by entities licensed under the Banking Act or the Payment Services Act. A brand offering white-label financial services in Japan must therefore operate under a licensed partner or its own licence, both of which appear in JFSA registers.
Tokyo companies evaluating white-label or embedded finance should confirm the licensed partner's registration with the JFSA, and how funds are held: deposits at a licensed bank differ from prepaid payment instruments under the Payment Services Act.
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Use the sourced market guidance above to evaluate providers directly with the national regulator and each provider before opening an account.
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Disclosure: Digital Bank Networks is not a bank. We are an independent comparison platform. Some of the providers on this page are our affiliate partners, and we may receive compensation when you open an account through our links. This does not affect our ratings or rankings, which are based on independent analysis. All information is provided for educational purposes only. Please review each provider's terms and conditions before opening an account.