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Bucharest, Romania

Bucharest Digital Bank β€” Compare Providers in Bucharest

Compare digital bank accounts, business banking, international money transfers, currency exchange and investing services available to residents of Bucharest.

Digital Bank Networks may earn a commission when you open an account through partner links. This does not affect the price you pay. Read our affiliate disclosure.

These are partner links and we may earn a commission. Availability, eligibility, pricing and product terms vary by provider, residency and jurisdiction. Crypto-related products are volatile and can lose value. Confirm current terms directly with each provider.

Local banking essentials

What to check before opening an account in Bucharest

Regulation

As an EU member state, Romania applies PSD2: banks and payment institutions are authorised and supervised by the NBR, with EU passporting allowing EEA-licensed providers to operate. Check the NBR's register of authorised credit and payment institutions.

Check National Bank of Romania (BNR)(opens in a new tab)

Local account details

Romania uses a 24-character IBAN: RO + 2 check digits + 4-character bank code + 16-digit account (the domestic account format is the 16-digit part, historically 4-char bank code + 12-digit customer account).

Local currency: RON (Romanian leu)

Payments and transfers

Retail RON transfers clear through TransFond's SENT clearing system in batch cycles, with the separate SENT Instant system providing 24/7 instant payments; high-value transfers settle in RTGS (ReGIS) at the central bank.

Digital banking directory for Bucharest

Our original directory of financial services, listed category by category in editorial order. Availability, eligibility, pricing and product terms vary by provider, residency and jurisdiction. Confirm details directly with the provider.

Digital Bank Accounts

Digital Bank Accounts in Bucharest

Business Banking and Payments

Business Banking and Payments in Bucharest

Currency Exchange

Currency Exchange in Bucharest

International Money Transfers

International Money Transfers in Bucharest

Cryptocurrency Accounts and Digital Assets

Cryptocurrency Accounts and Digital Assets in Bucharest

Investment and Trading

Investment and Trading in Bucharest

Personal Finance and Lending

Personal Finance and Lending in Bucharest

Banking Technology

Banking Technology in Bucharest

Real Estate and Mortgage

  • LendingTree

    LendingTree offers digital financial services.

    View providerLendingTree (opens in a new tab)
  • Credible

    Credible offers digital financial services.

    No partner link available
  • Kiavi

    Kiavi offers digital financial services.

    No partner link available

Insurance

Insurance in Bucharest
  • Allianz Travel

    Allianz Travel offers digital financial services.

    No partner link available
  • World Nomads

    World Nomads offers digital financial services.

    No partner link available
  • Ladder Life

    Ladder Life offers digital financial services.

    No partner link available
  • Embroker

    Embroker offers digital financial services.

    View providerEmbroker (opens in a new tab)

Payroll and HR Software

  • Gusto

    Gusto offers digital financial services.

    No partner link available
  • Rippling

    Rippling offers digital financial services.

    No partner link available
  • Payoneer Workforce

    Payoneer Workforce offers digital financial services.

    No partner link available

Global Credit Cards

Global Credit Cards in Bucharest

Disclosure

Digital Bank Networks is a financial comparison platform, not a bank. We may receive compensation when users click links or open accounts with our partners. This never affects which providers we list or how we describe them. All services are provided by licensed financial institutions; availability, eligibility, pricing and product terms vary by provider, residency and jurisdiction.