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Havana Digital Bank · Business Banking · Cuba

Best Business Banking in Havana

Compare business banking providers available to Havana, Cuba residents — with clear fees, features, and eligibility in one place.

Eligibility, pricing, and availability vary by provider, residency, and regulation in Cuba. Confirm the terms directly with each provider before opening an account.

Featured Business Banking Providers

Updated October 2026

Up to three eligible picks for Havana, ranked from our verified partner directory for Cuba. Availability in Cuba and eligibility criteria are set by each provider.

Top Pick

Ramp

4.7

Top Business Banking Provider

Ramp offers reliable business banking services with competitive rates and global coverage.

  • Global Access
  • Low Fees
  • Fast Setup

Availability in Cuba and eligibility criteria are determined by the provider. Check terms before applying.

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Wise Business

4.7

Wise Business offers reliable business banking services with competitive rates and global coverage.

  • Global Access
  • Low Fees
  • Fast Setup

Availability in Cuba and eligibility criteria are determined by the provider. Check terms before applying.

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Revolut Business

4.7

Revolut Business offers reliable business banking services with competitive rates and global coverage.

  • Global Access
  • Low Fees
  • Fast Setup

Availability in Cuba and eligibility criteria are determined by the provider. Check terms before applying.

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How we pick: providers shown here come from our verified affiliate directory filtered by availability in North America and Cuba, competitive fees, multi-currency support, and user ratings. Rankings may include affiliate partners — see the disclosure below.

Local guide

Business Banking in Havana: what to know

Business banking in Havana, Cuba covers company accounts, payment cards for staff, invoicing and paying suppliers abroad. Freelancers, startups and exporters in Havana often use a digital business account alongside a local bank.

Currency in Cuba
CUP · Cuban peso
Local accounts in Cuba
Cuba does not use the IBAN scheme: Cuban bank accounts are addressed with a 20-digit bank account number (branch code, account type and client number) assigned by the state bank, and international transfers additionally require the bank's SWIFT/BIC plus correspondent routing, which is heavily constrained.
Payments in Cuba
Cuba remains a largely cash-based, dual-track economy: after the 2021 monetary reform the CUC convertible peso was phased out, but informal exchange between state-set and market CUP rates, and de facto USD pricing in many transactions, remain everyday realities. Domestic payments run through state banks' Transfermóvil app and the state-run ATM/card network (red BANDEC/BankFin), while international transfers are constrained by the US embargo and limited correspondent banking, so diaspora remittances typically move via licensed remittance agencies or informal channels. Honest summary: there is no real-time interbank retail rail comparable to other countries' systems, and card acceptance is limited outside Havana.

Before you sign up in Havana

Cuba's banking sector is state-owned and the Banco Central de Cuba licenses the small number of state banks (such as Banco de Crédito y Comercio (BANDEC) and Banco Metropolitano) and non-bank financial institutions. There is no open licensing regime for private digital banks or foreign fintech providers; any provider claiming to hold Cuban retail deposits outside the state system should be treated with extreme caution. Ask what company documents the provider needs for a business registered in Cuba.

Sources: Banco Central de Cuba · Transfermóvil · IBAN registry: countries without IBAN

All Business Banking Providers in Havana

32 providers to compare, including the three featured above.

  • #4

    Qonto

    4.7

    Qonto offers reliable business banking services with competitive rates and global coverage.

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  • #5

    Airwallex

    4.7

    Airwallex is a leading global payments and financial platform for modern businesses, offering trusted solutions to manage everything from business account, payments, treasury, and spend management to embedded finance.

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  • #6

    Holvi

    4.7

    Holvi offers reliable business banking services with competitive rates and global coverage.

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  • #7

    WorldFirst

    Global payments for small businesses — 70+ currencies, no account fees

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  • #8

    Globe Digital Bank

    WorldFirst-powered multi-currency accounts and transfers across 2,500+ cities and 200+ countries.

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  • #9

    Currency Solutions

    Expert FX transfers for individuals and businesses

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  • #10

    Melio Payments

    Automate your accounts payable from A to Z

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  • #11

    Narvi

    EU business banking done better — Finnish IBAN, SEPA Instant & global transfers

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  • #12

    Wallester

    Virtual and physical corporate cards for business spending

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  • #13

    GoDutch

    A working business account within 1 day

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  • #14

    Doola

    Do the business side of things, better.

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  • #15

    Payoneer

    Get paid globally. Pay suppliers. Grow your business.

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  • #16

    Airwallex Business Card

    Up to 2% cashback on every business purchase — physical & virtual Visa

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  • #17

    Nickel

    Your money, working nonstop

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  • #18

    Silver Gold Bull

    Buy gold and silver bullion online — best price guaranteed

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  • #19

    Discover Hidden Money

    Recover up to 72% of lost subscription revenue — on autopilot.

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  • #20

    IG

    The world's No.1 CFD and spread betting provider

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  • #21

    Saxo Bank

    Premium multi-asset trading for serious investors

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  • #22

    Robinhood

    Invest in stocks, ETFs, options and crypto — commission-free

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  • #23

    M1 Finance

    Invest, borrow, and bank — automated and free

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  • #24

    Wealthfront

    Automated investing built to maximise long-term wealth

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  • #25

    Acorns

    Invest your spare change and build wealth over time

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  • #26

    AvaTrade Futures

    Trade commodity & index futures with a globally regulated broker

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  • #27

    Square

    Payments, point of sale and business banking in one

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  • #28

    Papaya Global

    Global payroll and employer of record

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  • #29

    FreshBooks

    Invoicing and accounting for small businesses

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  • #30

    Joiin

    Smarter financial reporting and consolidation for multi-entity businesses

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  • #31

    Dext

    Automate bookkeeping from receipts and invoices

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  • #32

    Judo Bank

    Australian business bank lending to small and medium-sized enterprises.

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More Financial Services in Havana

Explore other banking categories available in Havana

Business Banking in Other Cities

Compare business banking providers across North America

Frequently Asked Questions

Common questions about business banking in Havana

Ready to Choose Your Business Provider?

Compare the featured business banking providers for Havana and open your account online.

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Disclosure: Digital Bank Networks is not a bank. We are an independent comparison platform. Some of the providers on this page are our affiliate partners, and we may receive compensation when you open an account through our links. This does not affect our ratings or rankings, which are based on independent analysis. All information is provided for educational purposes only. Please review each provider's terms and conditions before opening an account.