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Japan Digital Bank · Personal & Business Loans · Japan

Best Personal & Business Loans in Japan

Compare personal & business loans providers available to Japan, Japan residents — with clear fees, features, and eligibility in one place.

Eligibility, pricing, and availability vary by provider, residency, and regulation in Japan. Confirm the terms directly with each provider before opening an account.

Featured Personal & Business Loans Providers

Updated October 2026

Up to three eligible picks for Japan, ranked from our verified partner directory for Japan. Availability in Japan and eligibility criteria are set by each provider.

Top Pick

SoFi

4.7

Top Personal & Business Loans Provider

SoFi offers reliable personal & business loans services with competitive rates and global coverage.

  • Global Access
  • Low Fees
  • Fast Setup

Availability in Japan and eligibility criteria are determined by the provider. Check terms before applying.

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LendingClub

4.7

LendingClub offers reliable personal & business loans services with competitive rates and global coverage.

  • Global Access
  • Low Fees
  • Fast Setup

Availability in Japan and eligibility criteria are determined by the provider. Check terms before applying.

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Upstart

4.7

Upstart offers reliable personal & business loans services with competitive rates and global coverage.

  • Global Access
  • Low Fees
  • Fast Setup

Availability in Japan and eligibility criteria are determined by the provider. Check terms before applying.

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How we pick: providers shown here come from our verified affiliate directory filtered by availability in Asia and Japan, competitive fees, multi-currency support, and user ratings. Rankings may include affiliate partners — see the disclosure below.

All Personal & Business Loans Providers in Japan

10 providers to compare, including the three featured above.

  • #4

    Rocket Loans

    4.7

    Rocket Loans offers reliable personal & business loans services with competitive rates and global coverage.

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  • #5

    LendingTree

    4.7

    LendingTree offers reliable personal & business loans services with competitive rates and global coverage.

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  • #6

    Funding Circle

    4.7

    Funding Circle offers reliable personal & business loans services with competitive rates and global coverage.

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  • #7

    Kiva

    4.7

    Kiva offers reliable personal & business loans services with competitive rates and global coverage.

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  • #8

    Iwoca

    4.7

    Iwoca offers reliable personal & business loans services with competitive rates and global coverage.

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  • #9

    Capital on Tap

    4.7

    Capital on Tap offers reliable personal & business loans services with competitive rates and global coverage.

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  • #10

    Fleximize

    4.7

    Fleximize offers reliable personal & business loans services with competitive rates and global coverage.

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More Financial Services in Japan

Explore other banking categories available in Japan

Personal & Business Loans in Other Cities

Compare personal & business loans providers across Asia

Frequently Asked Questions

Common questions about personal & business loans in Japan

Ready to Choose Your Personal Provider?

Compare the featured personal & business loans providers for Japan and open your account online.

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Disclosure: Digital Bank Networks is not a bank. We are an independent comparison platform. Some of the providers on this page are our affiliate partners, and we may receive compensation when you open an account through our links. This does not affect our ratings or rankings, which are based on independent analysis. All information is provided for educational purposes only. Please review each provider's terms and conditions before opening an account.