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Lima Digital Bank · International Bank Accounts & e-Wallets · Peru

Best International Bank Accounts & e-Wallets in Lima

Compare international bank accounts & e-wallets providers available to Lima, Peru residents — with clear fees, features, and eligibility in one place.

Eligibility, pricing, and availability vary by provider, residency, and regulation in Peru. Confirm the terms directly with each provider before opening an account.

Featured International Bank Accounts & e-Wallets Providers

Updated October 2026

Up to three eligible picks for Lima, ranked from our verified partner directory for Peru. Availability in Peru and eligibility criteria are set by each provider.

Top Pick

Wise

4.7

Top International Bank Accounts & e-Wallets Provider

Wise offers reliable international bank accounts & e-wallets services with competitive rates and global coverage.

  • Global Access
  • Low Fees
  • Fast Setup

Availability in Peru and eligibility criteria are determined by the provider. Check terms before applying.

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Revolut

4.7

Revolut offers reliable international bank accounts & e-wallets services with competitive rates and global coverage.

  • Global Access
  • Low Fees
  • Fast Setup

Availability in Peru and eligibility criteria are determined by the provider. Check terms before applying.

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N26

4.7

N26 offers reliable international bank accounts & e-wallets services with competitive rates and global coverage.

  • Global Access
  • Low Fees
  • Fast Setup

Availability in Peru and eligibility criteria are determined by the provider. Check terms before applying.

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How we pick: providers shown here come from our verified affiliate directory filtered by availability in Latin America and Peru, competitive fees, multi-currency support, and user ratings. Rankings may include affiliate partners — see the disclosure below.

Local guide

International Bank Accounts & e-Wallets in Lima: what to know

Global payment accounts help people in Lima, Peru get paid by clients, marketplaces and platforms in other countries, then convert the money into PEN (Peruvian sol). They are popular with freelancers, online sellers and remote workers in Lima.

Currency in Peru
PEN · Peruvian sol
Local accounts in Peru
Peruvian interbank transfers use the 20-digit CCI (Código de Cuenta Interbancaria), which encodes the bank code, branch, account number and check digits; Peru does not use IBAN.
Payments in Peru
The central bank (BCRP) settles high-value payments in its RTGS, low-value clearing runs through the electronic clearing chamber (CCE) and ACH channels, and the interoperable mobile payments platform BIM (run by Banco de la Nación) underpins the Yape and Plin wallets used for instant person-to-person transfers.

Before you sign up in Lima

Check which currencies you can receive, the conversion fee to PEN (Peruvian sol), and the withdrawal fee to a local account in Peru.

Sources: Superintendencia de Banca, Seguros y AFP (SBS) · Banco Central de Reserva del Perú: payment systems · BIM: interoperable mobile payments (Banco de la Nación)

All International Bank Accounts & e-Wallets Providers in Lima

11 providers to compare, including the three featured above.

  • #4

    Bunq

    4.7

    Bunq offers reliable international bank accounts & e-wallets services with competitive rates and global coverage.

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  • #5

    Airwallex

    4.7

    Airwallex is a leading global payments and financial platform for modern businesses, offering trusted solutions to manage everything from business account, payments, treasury, and spend management to embedded finance.

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  • #6

    Monese

    4.7

    Monese offers reliable international bank accounts & e-wallets services with competitive rates and global coverage.

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  • #7

    Globe Digital Bank

    4.7

    WorldFirst-powered multi-currency accounts and transfers across 2,500+ cities and 200+ countries.

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  • #8

    CurrencyFair

    4.7

    CurrencyFair offers reliable international bank accounts & e-wallets services with competitive rates and global coverage.

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  • #9

    OFX

    4.7

    OFX offers reliable international bank accounts & e-wallets services with competitive rates and global coverage.

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  • #10

    WorldFirst

    4.7

    WorldFirst offers reliable international bank accounts & e-wallets services with competitive rates and global coverage.

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  • #11

    WorldRemit

    4.7

    WorldRemit offers reliable international bank accounts & e-wallets services with competitive rates and global coverage.

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More Financial Services in Lima

Explore other banking categories available in Lima

International Bank Accounts & e-Wallets in Other Cities

Compare international bank accounts & e-wallets providers across Latin America

Frequently Asked Questions

Common questions about international bank accounts & e-wallets in Lima

Ready to Choose Your International Provider?

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Disclosure: Digital Bank Networks is not a bank. We are an independent comparison platform. Some of the providers on this page are our affiliate partners, and we may receive compensation when you open an account through our links. This does not affect our ratings or rankings, which are based on independent analysis. All information is provided for educational purposes only. Please review each provider's terms and conditions before opening an account.