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Lomé Digital Bank · International Bank Accounts & e-Wallets · Togo

Best International Bank Accounts & e-Wallets in Lomé

Compare international bank accounts & e-wallets providers available to Lomé, Togo residents — with clear fees, features, and eligibility in one place.

Eligibility, pricing, and availability vary by provider, residency, and regulation in Togo. Confirm the terms directly with each provider before opening an account.

Featured International Bank Accounts & e-Wallets Providers

Updated October 2026

Up to three eligible picks for Lomé, ranked from our verified partner directory for Togo. Availability in Togo and eligibility criteria are set by each provider.

Top Pick

Wise

4.7

Top International Bank Accounts & e-Wallets Provider

Wise offers reliable international bank accounts & e-wallets services with competitive rates and global coverage.

  • Global Access
  • Low Fees
  • Fast Setup

Availability in Togo and eligibility criteria are determined by the provider. Check terms before applying.

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Revolut

4.7

Revolut offers reliable international bank accounts & e-wallets services with competitive rates and global coverage.

  • Global Access
  • Low Fees
  • Fast Setup

Availability in Togo and eligibility criteria are determined by the provider. Check terms before applying.

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N26

4.7

N26 offers reliable international bank accounts & e-wallets services with competitive rates and global coverage.

  • Global Access
  • Low Fees
  • Fast Setup

Availability in Togo and eligibility criteria are determined by the provider. Check terms before applying.

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How we pick: providers shown here come from our verified affiliate directory filtered by availability in Africa and Togo, competitive fees, multi-currency support, and user ratings. Rankings may include affiliate partners — see the disclosure below.

Local guide

International Bank Accounts & e-Wallets in Lomé: what to know

Global payment accounts help people in Lomé, Togo get paid by clients, marketplaces and platforms in other countries, then convert the money into XOF (West African CFA franc (the BCEAO-issued currency of the UEMOA zone, pegged to the euro)). They are popular with freelancers, online sellers and remote workers in Lomé.

Currency in Togo
XOF · West African CFA franc (the BCEAO-issued currency of the UEMOA zone, pegged to the euro)
Local accounts in Togo
Togolese accounts use the UEMOA-wide 28-character IBAN starting TG, whose tail combines the bank and branch codes with the 16-digit account number.
Payments in Togo
SICA-UEMOA clears regional transfers and STAR settles large-value payments for the whole zone; within Togo, mobile money dominates daily payments through Togocom's TMoney and Moov Africa's Flooss, whose agent networks cover most of the country. Lomé is also a regional fintech hub hosting several licensed e-money issuers.

Before you sign up in Lomé

Check which currencies you can receive, the conversion fee to XOF (West African CFA franc (the BCEAO-issued currency of the UEMOA zone, pegged to the euro)), and the withdrawal fee to a local account in Togo.

Sources: BCEAO: banking supervision and payment systems · BCEAO payment systems annual report · IBAN registry: Togo structure

All International Bank Accounts & e-Wallets Providers in Lomé

11 providers to compare, including the three featured above.

  • #4

    Bunq

    4.7

    Bunq offers reliable international bank accounts & e-wallets services with competitive rates and global coverage.

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  • #5

    Airwallex

    4.7

    Airwallex is a leading global payments and financial platform for modern businesses, offering trusted solutions to manage everything from business account, payments, treasury, and spend management to embedded finance.

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  • #6

    Monese

    4.7

    Monese offers reliable international bank accounts & e-wallets services with competitive rates and global coverage.

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  • #7

    Globe Digital Bank

    4.7

    WorldFirst-powered multi-currency accounts and transfers across 2,500+ cities and 200+ countries.

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  • #8

    CurrencyFair

    4.7

    CurrencyFair offers reliable international bank accounts & e-wallets services with competitive rates and global coverage.

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  • #9

    OFX

    4.7

    OFX offers reliable international bank accounts & e-wallets services with competitive rates and global coverage.

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  • #10

    WorldFirst

    4.7

    WorldFirst offers reliable international bank accounts & e-wallets services with competitive rates and global coverage.

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  • #11

    WorldRemit

    4.7

    WorldRemit offers reliable international bank accounts & e-wallets services with competitive rates and global coverage.

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Frequently Asked Questions

Common questions about international bank accounts & e-wallets in Lomé

Ready to Choose Your International Provider?

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Disclosure: Digital Bank Networks is not a bank. We are an independent comparison platform. Some of the providers on this page are our affiliate partners, and we may receive compensation when you open an account through our links. This does not affect our ratings or rankings, which are based on independent analysis. All information is provided for educational purposes only. Please review each provider's terms and conditions before opening an account.