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Lomé Digital Bank · Money Transfers · Togo

Best Money Transfers in Lomé

Compare money transfers providers available to Lomé, Togo residents — with clear fees, features, and eligibility in one place.

Eligibility, pricing, and availability vary by provider, residency, and regulation in Togo. Confirm the terms directly with each provider before opening an account.

Featured Money Transfers Providers

Updated October 2026

Up to three eligible picks for Lomé, ranked from our verified partner directory for Togo. Availability in Togo and eligibility criteria are set by each provider.

Top Pick

Wise

4.7

Top Money Transfers Provider

Wise offers reliable money transfers services with competitive rates and global coverage.

  • Global Access
  • Low Fees
  • Fast Setup

Availability in Togo and eligibility criteria are determined by the provider. Check terms before applying.

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Remitly

4.7

Remitly offers reliable money transfers services with competitive rates and global coverage.

  • Global Access
  • Low Fees
  • Fast Setup

Availability in Togo and eligibility criteria are determined by the provider. Check terms before applying.

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WorldRemit

4.7

WorldRemit offers reliable money transfers services with competitive rates and global coverage.

  • Global Access
  • Low Fees
  • Fast Setup

Availability in Togo and eligibility criteria are determined by the provider. Check terms before applying.

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How we pick: providers shown here come from our verified affiliate directory filtered by availability in Africa and Togo, competitive fees, multi-currency support, and user ratings. Rankings may include affiliate partners — see the disclosure below.

Local guide

Money Transfers in Lomé: what to know

Money transfer services let people in Lomé, Togo send money abroad or receive it in XOF (West African CFA franc (the BCEAO-issued currency of the UEMOA zone, pegged to the euro)). The real cost is the fee plus the gap between the provider's exchange rate and the mid-market rate, so compare both.

Currency in Togo
XOF · West African CFA franc (the BCEAO-issued currency of the UEMOA zone, pegged to the euro)
Local accounts in Togo
Togolese accounts use the UEMOA-wide 28-character IBAN starting TG, whose tail combines the bank and branch codes with the 16-digit account number.
Payments in Togo
SICA-UEMOA clears regional transfers and STAR settles large-value payments for the whole zone; within Togo, mobile money dominates daily payments through Togocom's TMoney and Moov Africa's Flooss, whose agent networks cover most of the country. Lomé is also a regional fintech hub hosting several licensed e-money issuers.

Before you sign up in Lomé

SICA-UEMOA clears regional transfers and STAR settles large-value payments for the whole zone; within Togo, mobile money dominates daily payments through Togocom's TMoney and Moov Africa's Flooss, whose agent networks cover most of the country. Lomé is also a regional fintech hub hosting several licensed e-money issuers.

Sources: BCEAO: banking supervision and payment systems · BCEAO payment systems annual report · IBAN registry: Togo structure

All Money Transfers Providers in Lomé

16 providers to compare, including the three featured above.

  • #4

    Instarem

    4.7

    Instarem offers instant international money transfers with competitive exchange rates, no hidden fees, and InstaPoints rewards on every transfer.

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  • #5

    Zelle

    4.7

    Zelle offers reliable money transfers services with competitive rates and global coverage.

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  • #6

    Venmo

    4.7

    Venmo offers reliable money transfers services with competitive rates and global coverage.

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  • #7

    TransferGo

    4.7

    TransferGo offers reliable money transfers services with competitive rates and global coverage.

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  • #8

    OFX

    4.7

    OFX offers reliable money transfers services with competitive rates and global coverage.

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  • #9

    CurrencyFair

    4.7

    CurrencyFair offers reliable money transfers services with competitive rates and global coverage.

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  • #10

    Paysend

    4.7

    Paysend offers reliable money transfers services with competitive rates and global coverage.

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  • #11

    CurrencyTransfer

    Better rates are only the beginning — personal & business FX

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  • #12

    Globe Digital Bank

    WorldFirst-powered multi-currency accounts and transfers across 2,500+ cities and 200+ countries.

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  • #13

    Currencies Direct

    Award-winning FX specialist since 1996

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  • #14

    Western Union

    Send money worldwide — fast, reliable, trusted

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  • #15

    Skrill

    Digital wallet for online payments, money transfers and crypto.

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  • #16

    Unplex

    Send money to India at Google rates — zero fees, earn $40 per referral

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Frequently Asked Questions

Common questions about money transfers in Lomé

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Disclosure: Digital Bank Networks is not a bank. We are an independent comparison platform. Some of the providers on this page are our affiliate partners, and we may receive compensation when you open an account through our links. This does not affect our ratings or rankings, which are based on independent analysis. All information is provided for educational purposes only. Please review each provider's terms and conditions before opening an account.