Kiavi Review 2026
Tech-driven lender offering fix-and-flip, bridge and rental property loans to US real estate investors.
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Quick Facts
What is Kiavi?
Kiavi, formerly LendingHome, was founded in 2013 and lends to residential real estate investors in the United States. Its products include fix-and-flip and bridge loans for buying and renovating properties, and long-term rental loans (DSCR-style) based on the property’s rental income. Kiavi uses data and automation to give fast pricing and closing, and it is focused on investors rather than owner-occupied homebuyers.
Key Features of Kiavi
Fix-and-flip loans
Finance the purchase and renovation of investment properties.
Bridge loans
Short-term funding to buy before refinancing or selling.
Rental loans
Long-term loans sized on rental property income.
Online pricing
Get loan terms quickly through an online process.
Fast closing
Automated underwriting designed for competitive offers.
Repeat-investor benefits
Experienced investors can access better terms.
Kiavi Pros & Cons
Advantages
- Built specifically for property investors
- Fast online pricing and closing
- Covers flip, bridge and rental strategies
- Loans based on the property, not just personal income
Disadvantages
- Not for owner-occupied homes
- US only and not every state
- Rates are higher than conventional mortgages
Who is Kiavi Best For?
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Frequently Asked Questions About Kiavi
Is Kiavi safe?
Kiavi is a regulated financial services provider. Digital Bank Networks only features regulated, vetted affiliates. Always review the provider's terms, fees, and regulatory status before transferring funds. CFD and forex trading carries risk — please read all risk disclosures before trading.
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