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Philippines Digital Bank Β· Business Banking Β· Philippines

Best Business Banking in Philippines

Compare business banking providers available to Philippines, Philippines residents β€” with clear fees, features, and eligibility in one place.

Eligibility, pricing, and availability vary by provider, residency, and regulation in Philippines. Confirm the terms directly with each provider before opening an account.

Featured Business Banking Providers

Updated October 2026

Up to three eligible picks for Philippines, ranked from our verified partner directory for Philippines. Availability in Philippines and eligibility criteria are set by each provider.

Top Pick

Ramp

4.7

Top Business Banking Provider

Ramp offers reliable business banking services with competitive rates and global coverage.

  • Global Access
  • Low Fees
  • Fast Setup

Availability in Philippines and eligibility criteria are determined by the provider. Check terms before applying.

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Wise Business

4.7

Wise Business offers reliable business banking services with competitive rates and global coverage.

  • Global Access
  • Low Fees
  • Fast Setup

Availability in Philippines and eligibility criteria are determined by the provider. Check terms before applying.

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Revolut Business

4.7

Revolut Business offers reliable business banking services with competitive rates and global coverage.

  • Global Access
  • Low Fees
  • Fast Setup

Availability in Philippines and eligibility criteria are determined by the provider. Check terms before applying.

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How we pick: providers shown here come from our verified affiliate directory filtered by availability in Asia and Philippines, competitive fees, multi-currency support, and user ratings. Rankings may include affiliate partners β€” see the disclosure below.

Local guide

Business Banking in Philippines: what to know

Business banking in Philippines covers company accounts, payment cards for staff, invoicing and paying suppliers abroad. Freelancers, startups and exporters in Philippines often use a digital business account alongside a local bank.

Currency in Philippines
PHP Β· Philippine peso
Local accounts in Philippines
Philippine accounts use the bank's 10-digit account number; InstaPay and PESONet transfers ask for the bank name and account number, with the recipient's name for verification.
Payments in Philippines
InstaPay provides instant small-value interbank transfers 24/7; PESONet batches larger transfers on business days. Each provider sets its own limits.

Before you sign up in Philippines

Electronic money issuers and payment operators in the Philippines must be registered with the BSP. Confirm registration before storing funds with a provider. Ask what company documents the provider needs for a business registered in Philippines.

Sources: BSP: list of licensed e-money issuers Β· BSP: National Retail Payment System

All Business Banking Providers in Philippines

22 providers to compare, including the three featured above.

  • #4

    Qonto

    4.7

    Qonto offers reliable business banking services with competitive rates and global coverage.

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  • #5

    Airwallex

    4.7

    Airwallex is a leading global payments and financial platform for modern businesses, offering trusted solutions to manage everything from business account, payments, treasury, and spend management to embedded finance.

    View provider
  • #6

    Holvi

    4.7

    Holvi offers reliable business banking services with competitive rates and global coverage.

    View provider
  • #7

    WorldFirst

    Global payments for small businesses β€” 70+ currencies, no account fees

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  • #8

    Globe Digital Bank

    WorldFirst-powered multi-currency accounts and transfers across 2,500+ cities and 200+ countries.

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  • #9

    Currency Solutions

    Expert FX transfers for individuals and businesses

    View provider
  • #10

    Narvi

    EU business banking done better β€” Finnish IBAN, SEPA Instant & global transfers

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  • #11

    Wallester

    Virtual and physical corporate cards for business spending

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  • #12

    Payoneer

    Get paid globally. Pay suppliers. Grow your business.

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  • #13

    Airwallex Business Card

    Up to 2% cashback on every business purchase β€” physical & virtual Visa

    View provider
  • #14

    Silver Gold Bull

    Buy gold and silver bullion online β€” best price guaranteed

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  • #15

    Discover Hidden Money

    Recover up to 72% of lost subscription revenue β€” on autopilot.

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  • #16

    IG

    The world's No.1 CFD and spread betting provider

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  • #17

    Saxo Bank

    Premium multi-asset trading for serious investors

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  • #18

    AvaTrade Futures

    Trade commodity & index futures with a globally regulated broker

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  • #19

    Papaya Global

    Global payroll and employer of record

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  • #20

    FreshBooks

    Invoicing and accounting for small businesses

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  • #21

    Joiin

    Smarter financial reporting and consolidation for multi-entity businesses

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  • #22

    Dext

    Automate bookkeeping from receipts and invoices

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More Financial Services in Philippines

Explore other banking categories available in Philippines

Business Banking in Other Cities

Compare business banking providers across Asia

Frequently Asked Questions

Common questions about business banking in Philippines

Ready to Choose Your Business Provider?

Compare the featured business banking providers for Philippines and open your account online.

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Disclosure: Digital Bank Networks is not a bank. We are an independent comparison platform. Some of the providers on this page are our affiliate partners, and we may receive compensation when you open an account through our links. This does not affect our ratings or rankings, which are based on independent analysis. All information is provided for educational purposes only. Please review each provider's terms and conditions before opening an account.