DigitalBankNetworks.com
DIGITAL BANKNETWORKS

Puerto Rico Digital Bank · Money Transfers · Puerto Rico

Best Money Transfers in Puerto Rico

Compare money transfers providers available to Puerto Rico, Puerto Rico residents — with clear fees, features, and eligibility in one place.

Eligibility, pricing, and availability vary by provider, residency, and regulation in Puerto Rico. Confirm the terms directly with each provider before opening an account.

Featured Money Transfers Providers

Updated October 2026

Up to three eligible picks for Puerto Rico, ranked from our verified partner directory for Puerto Rico. Availability in Puerto Rico and eligibility criteria are set by each provider.

Top Pick

Wise

4.7

Top Money Transfers Provider

Wise offers reliable money transfers services with competitive rates and global coverage.

  • Global Access
  • Low Fees
  • Fast Setup

Availability in Puerto Rico and eligibility criteria are determined by the provider. Check terms before applying.

View provider

Remitly

4.7

Remitly offers reliable money transfers services with competitive rates and global coverage.

  • Global Access
  • Low Fees
  • Fast Setup

Availability in Puerto Rico and eligibility criteria are determined by the provider. Check terms before applying.

View provider

WorldRemit

4.7

WorldRemit offers reliable money transfers services with competitive rates and global coverage.

  • Global Access
  • Low Fees
  • Fast Setup

Availability in Puerto Rico and eligibility criteria are determined by the provider. Check terms before applying.

View provider

How we pick: providers shown here come from our verified affiliate directory filtered by availability in North America and Puerto Rico, competitive fees, multi-currency support, and user ratings. Rankings may include affiliate partners — see the disclosure below.

Local guide

Money Transfers in Puerto Rico: what to know

Money transfer services let people in Puerto Rico send money abroad or receive it in USD (United States dollar). The real cost is the fee plus the gap between the provider's exchange rate and the mid-market rate, so compare both.

Currency in Puerto Rico
USD · United States dollar
Local accounts in Puerto Rico
Puerto Rican accounts follow the US model: a standard account number plus a 9-digit ABA routing number; Puerto Rico banks share the US ACH and wire network (routing numbers in the 021/0215 range), so domestic payments work like US ones.
Payments in Puerto Rico
Payments move over the same rails as the mainland US: FedACH and the Federal Reserve's FedNow instant service, plus private RTP where participating and ACH batch transfers through processors; there is no separate Puerto Rican interbank system.

Before you sign up in Puerto Rico

Payments move over the same rails as the mainland US: FedACH and the Federal Reserve's FedNow instant service, plus private RTP where participating and ACH batch transfers through processors; there is no separate Puerto Rican interbank system.

Sources: OCIF: licensed institutions · Federal Reserve: ACH routing

All Money Transfers Providers in Puerto Rico

15 providers to compare, including the three featured above.

  • #4

    Instarem

    4.7

    Instarem offers instant international money transfers with competitive exchange rates, no hidden fees, and InstaPoints rewards on every transfer.

    View provider
  • #5

    Zelle

    4.7

    Zelle offers reliable money transfers services with competitive rates and global coverage.

    View provider
  • #6

    Venmo

    4.7

    Venmo offers reliable money transfers services with competitive rates and global coverage.

    View provider
  • #7

    TransferGo

    4.7

    TransferGo offers reliable money transfers services with competitive rates and global coverage.

    View provider
  • #8

    OFX

    4.7

    OFX offers reliable money transfers services with competitive rates and global coverage.

    View provider
  • #9

    CurrencyFair

    4.7

    CurrencyFair offers reliable money transfers services with competitive rates and global coverage.

    View provider
  • #10

    Paysend

    4.7

    Paysend offers reliable money transfers services with competitive rates and global coverage.

    View provider
  • #11

    CurrencyTransfer

    Better rates are only the beginning — personal & business FX

    View provider
  • #12

    Globe Digital Bank

    WorldFirst-powered multi-currency accounts and transfers across 2,500+ cities and 200+ countries.

    View provider
  • #13

    Currencies Direct

    Award-winning FX specialist since 1996

    View provider
  • #14

    Western Union

    Send money worldwide — fast, reliable, trusted

    View provider
  • #15

    Skrill

    Digital wallet for online payments, money transfers and crypto.

    View provider

More Financial Services in Puerto Rico

Explore other banking categories available in Puerto Rico

Money Transfers in Other Cities

Compare money transfers providers across North America

Frequently Asked Questions

Common questions about money transfers in Puerto Rico

Ready to Choose Your Money Provider?

Compare the featured money transfers providers for Puerto Rico and open your account online.

Compare All Providers

Disclosure: Digital Bank Networks is not a bank. We are an independent comparison platform. Some of the providers on this page are our affiliate partners, and we may receive compensation when you open an account through our links. This does not affect our ratings or rankings, which are based on independent analysis. All information is provided for educational purposes only. Please review each provider's terms and conditions before opening an account.