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Tallinn Digital Bank · Digital Bank Accounts · Estonia

Best Digital Bank Accounts in Tallinn

Compare digital bank accounts providers available to Tallinn, Estonia residents — with clear fees, features, and eligibility in one place.

Eligibility, pricing, and availability vary by provider, residency, and regulation in Estonia. Confirm the terms directly with each provider before opening an account.

Featured Digital Bank Accounts Providers

Updated October 2026

Up to three eligible picks for Tallinn, ranked from our verified partner directory for Estonia. Availability in Estonia and eligibility criteria are set by each provider.

Top Pick

Ally

4.7

Top Digital Bank Accounts Provider

Ally offers reliable digital bank accounts services with competitive rates and global coverage.

  • Global Access
  • Low Fees
  • Fast Setup

Availability in Estonia and eligibility criteria are determined by the provider. Check terms before applying.

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Axos

4.7

Axos offers reliable digital bank accounts services with competitive rates and global coverage.

  • Global Access
  • Low Fees
  • Fast Setup

Availability in Estonia and eligibility criteria are determined by the provider. Check terms before applying.

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Revolut

4.7

Revolut offers reliable digital bank accounts services with competitive rates and global coverage.

  • Global Access
  • Low Fees
  • Fast Setup

Availability in Estonia and eligibility criteria are determined by the provider. Check terms before applying.

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How we pick: providers shown here come from our verified affiliate directory filtered by availability in Europe and Estonia, competitive fees, multi-currency support, and user ratings. Rankings may include affiliate partners — see the disclosure below.

Local guide

Digital Bank Accounts in Tallinn: what to know

A digital bank account lets people in Tallinn, Estonia open and manage an account from a phone, without visiting a branch. If you earn or spend in EUR (Euro), compare whether each provider gives you local account details or only an international IBAN.

Currency in Estonia
EUR · Euro
Local accounts in Estonia
Estonian accounts use the IBAN (EE + 2 check digits + 2-digit bank code + 14-digit account, 20 characters in total), and Estonian e-residents commonly open euro accounts with locally licensed fintechs using the same format.
Payments in Estonia
As a euro-area member, Estonia sends euro payments over SEPA and SEPA Instant via the EBA Clearing pan-European rails, with Estonian banks also offering instant domestic transfers inside bank and wallet apps; high-value settlements run through TARGET2-Eesti under Eesti Pank.

Before you sign up in Tallinn

Estonian accounts use the IBAN (EE + 2 check digits + 2-digit bank code + 14-digit account, 20 characters in total), and Estonian e-residents commonly open euro accounts with locally licensed fintechs using the same format. Confirm the provider is authorised by Eesti Pank (Bank of Estonia) with Finantsinspektsioon or passported into Estonia.

Sources: Eesti Pank: payment systems · Finantsinspektsioon: registers · IBAN registry: Estonia structure

All Digital Bank Accounts Providers in Tallinn

14 providers to compare, including the three featured above.

  • #4

    N26

    4.7

    N26 offers reliable digital bank accounts services with competitive rates and global coverage.

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  • #5

    Bunq

    4.7

    Bunq offers reliable digital bank accounts services with competitive rates and global coverage.

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  • #6

    Wise

    4.7

    Wise offers reliable digital bank accounts services with competitive rates and global coverage.

    View provider
  • #7

    Jetonbank

    Global money management built for business

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  • #8

    Globe Digital Bank

    WorldFirst-powered multi-currency accounts and transfers across 2,500+ cities and 200+ countries.

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  • #9

    Airwallex

    Global financial infrastructure for modern businesses

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  • #10

    Payoneer

    Get paid globally. Pay suppliers. Grow your business.

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  • #11

    Monese

    Banking for everyone — regardless of where you come from

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  • #12

    PayPal

    The world's most trusted way to pay and get paid

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  • #13

    Klarna

    Shop now, pay later — on your terms

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  • #14

    Nubank

    Latin America's banking revolution — now the world's largest digital bank

    View provider

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Frequently Asked Questions

Common questions about digital bank accounts in Tallinn

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Disclosure: Digital Bank Networks is not a bank. We are an independent comparison platform. Some of the providers on this page are our affiliate partners, and we may receive compensation when you open an account through our links. This does not affect our ratings or rankings, which are based on independent analysis. All information is provided for educational purposes only. Please review each provider's terms and conditions before opening an account.