Digital wallets in Japan fall under the Payment Services Act when they hold value as electronic money or prepaid instruments; those offering crypto custody fall under different registration categories. The JFSA lists registered entities so users can verify status before funding a wallet.
Users should verify the wallet's registration status with the JFSA, understand refund rules for unused balances, and check foreign-card compatibility for international use. Crypto-linked wallets must be treated separately from yen-denominated e-money balances.
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Use the sourced market guidance above to evaluate providers directly with the national regulator and each provider before opening an account.
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