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Vietnam Digital Bank Β· Digital Bank Accounts Β· Vietnam

Best Digital Bank Accounts in Vietnam

Compare digital bank accounts providers available to Vietnam, Vietnam residents β€” with clear fees, features, and eligibility in one place.

Eligibility, pricing, and availability vary by provider, residency, and regulation in Vietnam. Confirm the terms directly with each provider before opening an account.

Featured Digital Bank Accounts Providers

Updated October 2026

Up to three eligible picks for Vietnam, ranked from our verified partner directory for Vietnam. Availability in Vietnam and eligibility criteria are set by each provider.

Top Pick

Ally

4.7

Top Digital Bank Accounts Provider

Ally offers reliable digital bank accounts services with competitive rates and global coverage.

  • Global Access
  • Low Fees
  • Fast Setup

Availability in Vietnam and eligibility criteria are determined by the provider. Check terms before applying.

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Axos

4.7

Axos offers reliable digital bank accounts services with competitive rates and global coverage.

  • Global Access
  • Low Fees
  • Fast Setup

Availability in Vietnam and eligibility criteria are determined by the provider. Check terms before applying.

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Revolut

4.7

Revolut offers reliable digital bank accounts services with competitive rates and global coverage.

  • Global Access
  • Low Fees
  • Fast Setup

Availability in Vietnam and eligibility criteria are determined by the provider. Check terms before applying.

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How we pick: providers shown here come from our verified affiliate directory filtered by availability in Asia and Vietnam, competitive fees, multi-currency support, and user ratings. Rankings may include affiliate partners β€” see the disclosure below.

Local guide

Digital Bank Accounts in Vietnam: what to know

A digital bank account lets people in Vietnam open and manage an account from a phone, without visiting a branch. If you earn or spend in VND (Vietnamese dong), compare whether each provider gives you local account details or only an international IBAN.

Currency in Vietnam
VND Β· Vietnamese dong
Local accounts in Vietnam
Vietnamese accounts use bank-specific account numbers (typically 9-19 digits, varying by bank) transferred with the bank's 6-digit BIN code via NAPAS; many transfers ask for the recipient's exact registered name.
Payments in Vietnam
NAPAS provides domestic interbank switching with fast 24/7 transfers at participating banks; cross-border transfers typically route through correspondent banks.

Before you sign up in Vietnam

Vietnamese accounts use bank-specific account numbers (typically 9-19 digits, varying by bank) transferred with the bank's 6-digit BIN code via NAPAS; many transfers ask for the recipient's exact registered name. Confirm the provider is authorised by State Bank of Vietnam (SBV) or passported into Vietnam.

Sources: SBV: licensed intermediaries Β· NAPAS: domestic payment network

All Digital Bank Accounts Providers in Vietnam

14 providers to compare, including the three featured above.

  • #4

    N26

    4.7

    N26 offers reliable digital bank accounts services with competitive rates and global coverage.

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  • #5

    Bunq

    4.7

    Bunq offers reliable digital bank accounts services with competitive rates and global coverage.

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  • #6

    Wise

    4.7

    Wise offers reliable digital bank accounts services with competitive rates and global coverage.

    View provider
  • #7

    Jetonbank

    Global money management built for business

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  • #8

    Globe Digital Bank

    WorldFirst-powered multi-currency accounts and transfers across 2,500+ cities and 200+ countries.

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  • #9

    Airwallex

    Global financial infrastructure for modern businesses

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  • #10

    Payoneer

    Get paid globally. Pay suppliers. Grow your business.

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  • #11

    Monese

    Banking for everyone β€” regardless of where you come from

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  • #12

    PayPal

    The world's most trusted way to pay and get paid

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  • #13

    Klarna

    Shop now, pay later β€” on your terms

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  • #14

    Nubank

    Latin America's banking revolution β€” now the world's largest digital bank

    View provider

More Financial Services in Vietnam

Explore other banking categories available in Vietnam

Digital Bank Accounts in Other Cities

Compare digital bank accounts providers across Asia

Frequently Asked Questions

Common questions about digital bank accounts in Vietnam

Ready to Choose Your Digital Provider?

Compare the featured digital bank accounts providers for Vietnam and open your account online.

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Disclosure: Digital Bank Networks is not a bank. We are an independent comparison platform. Some of the providers on this page are our affiliate partners, and we may receive compensation when you open an account through our links. This does not affect our ratings or rankings, which are based on independent analysis. All information is provided for educational purposes only. Please review each provider's terms and conditions before opening an account.