Joiin Review 2026
Cloud reporting and consolidation software that turns Xero, QuickBooks, Sage and spreadsheet data into board-ready reports in minutes, with AI insights and no per-user fees.
*Affiliate disclosure: We may earn a commission if you open an account via our link, at no extra cost to you.
Quick Facts
What is Joiin?
Joiin is a UK fintech founded in 2018 in Exeter, Devon, that automates financial and operational reporting for businesses with multiple entities, currencies or data sources. It connects directly to Xero, QuickBooks, Sage, and spreadsheets to consolidate group results, handle intercompany eliminations, report across currencies, and map different charts of accounts into one structure. Joiin Intelligence, its AI layer, adds real-time insights, variance analysis, commentary and trend detection on top of the numbers. Pricing is company-based rather than per-user, so everyone in the team gets unlimited users included on every plan. Joiin is an Intuit Platinum App Partner and its Xero app has been recognised in Xero's People's Choice awards. Registration through the link below starts the 14-day free trial — no credit card required.
Key Features of Joiin
Multi-entity consolidation
Combine results from multiple companies and data sources into one group view in minutes.
Multi-currency reporting
Report across currencies with automated FX translation and consolidated FX positions.
Intercompany eliminations
Remove intercompany transactions automatically for clean group statements.
Joiin Intelligence (AI)
AI-driven insights, variance analysis, commentary and trend and anomaly detection.
Direct integrations
Native connections to Xero, QuickBooks, Sage plus spreadsheets and other sources.
Charts of accounts mapping
Map different account structures across entities into a single reporting framework.
Joiin Pros & Cons
Advantages
- Reports and consolidations that used to take days are produced in minutes
- Company-based pricing with unlimited users on all plans
- Intuit Platinum App Partner and award-winning Xero app
- Works with Xero, QuickBooks, Sage and spreadsheets in one place
- AI insights built in rather than bolted on
- No credit card required for the 14-day free trial
Disadvantages
- Not a banking or payments provider — reporting only, no accounts to hold money in
- Requires source systems (Xero, QuickBooks, Sage) to have clean, up-to-date data
- Costs scale with the number of companies consolidated, which adds up for large groups
Sourced review notes
- Pricing
- Joiin publishes company-based pricing (not per-user) starting around $28 per company per month on monthly billing (roughly $23 billed annually), with tiers by number of companies; a 14-day free trial requires no credit card. Confirm current pricing on joiin.co before deciding.
- Regulatory status
- Joiin is a reporting software company, not a regulated financial institution: it does not hold customer funds and does not require financial-services authorisation. It is an Intuit Platinum App Partner and its Xero app has been recognised in Xero People's Choice awards.
- Best for
- Finance teams, accountants and SME groups that need fast consolidated reporting across Xero, QuickBooks, Sage and spreadsheets with unlimited users.
- Compare with
- Compare Joiin with dedicated consolidation suites for large enterprises, and with spreadsheet-based reporting for very small single-entity businesses.
Official sources
Who is Joiin Best For?
Ready to get started with Joiin?
Open your account today and take advantage of everything Joiin has to offer.
Open Joiin Account Free*We may earn a referral commission at no cost to you.
Frequently Asked Questions About Joiin
Is Joiin safe?
Joiin is a regulated financial services provider. Digital Bank Networks only features regulated, vetted affiliates. Always review the provider's terms, fees, and regulatory status before transferring funds. CFD and forex trading carries risk — please read all risk disclosures before trading.
Compare Joiin Alternatives
Doola is an all-in-one platform for LLC formation, US banking, bookkeeping, business taxes, and e-commerce analytics — built for entrepreneurs and international founders.
Read reviewMelio is the all-in-one accounts payable platform for small businesses — pay vendors by ACH or card, send invoices, automate bill capture, manage approvals, and sync with QuickBooks & Xero.
Read reviewNickel is the heavy-duty payments platform built for America's core industries — run your revenue, manage spend, and control cash flow from one place, free to start.
Read reviewOpen a multi-currency business account with local account details in multiple markets, hold 20+ currencies, and pay global suppliers at interbank rates.
Read reviewFinland-regulated EMI with dedicated Finnish IBANs (FI), SEPA Instant 24/7, global transfers to 100+ countries in 75+ currencies, crypto OTC desk, group banking, and Banking as a Service API. No daily transaction limits.
Read reviewAffiliate Disclosure: Digital Bank Networks is a comparison and review platform. Some links on this page are affiliate links — if you open an account through them, we may earn a commission at no additional cost to you. Our editorial opinions are independent and not influenced by affiliate relationships. Reviews are based on publicly available information and user feedback.
Risk Warning: Trading forex and CFDs involves significant risk of loss and may not be suitable for all investors. Past performance is not indicative of future results. Please ensure you fully understand the risks involved before investing.