Chisinau Digital Bank — Compare Providers in Chisinau

Before you sign up

Moldovan accounts use the IBAN (MD + 2 check digits + 2-character bank code + account digits, 24 characters in total) for domestic and cross-border addressing, and the leu is the settlement currency domestically. Confirm the provider is authorised by National Bank of Moldova (NBM) or passported into Moldova.

Before you sign up

Banks are licensed and supervised by the National Bank of Moldova under the Law on Financial Institutions, and payment service providers and e-money issuers require NBM authorisation. Verify the licence in NBM's register of licensed entities before holding Moldovan leu balances; note that EU accession alignment is progressively tightening the supervisory framework. Ask what company documents the provider needs for a business registered in Moldova.

Before you sign up

Interbank settlements run through the National Bank of Moldova's payment infrastructure, with retail transfers between banks processed in batch and intraday cycles and card payments switched between the banks; euro and US dollar transfers to and from the large Moldovan diaspora flow through SWIFT and through money-transfer operators, with SEPA-format payments increasingly relevant as Moldova aligns with the EU banking framework, and bank apps (including MAIB's and Moldindconbank's) make app-based transfers routine; same-minute interbank transfers are not yet universal across all banks.

Before you sign up

Check which currencies you can receive, the conversion fee to MDL (Moldovan leu), and the withdrawal fee to a local account in Moldova.

Before you sign up

Check whether the platform is registered with National Bank of Moldova (NBM) or another authority that oversees crypto in Moldova. Crypto is volatile and is usually not covered by deposit protection.